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BANK RATE3.7500     |   PRIME RATE7.2500     |   INFLATION RATE3.9000     |   EURO [€] / SZL18.23     |   USD [$] / SZL16.16     |   POUND [£] / SZL21.55     |   JPY [¥] / SZL0.1417     |  

Our Funds

Here are the funds we offer

1. INHLONHLA BHELEBANE BALANCED FUND

Investment and Return Objective

The Inhlonhla Bhelebane Balanced Fund aims to return CPI +3% per annum over the medium term by generating consistent positive returns while managing capital downside over rolling 24-month periods.

Investment Process

This actively managed portfolio is well diversified, moderately risky and balanced, designed to give investors maximum exposure to the local equity, credit and property markets. This makes this fund especially suitable for local retirement funds and asset managers who are required to meet the statutory local investment requirement (30% and 50% respectively), whilst having diversified asset mix.

Risk Indicator: LOW

Bhelebane Balanced Fund is a feeder fund to three master funds: Inhlonhla Income Positive Return Fund, Inhlonhla Property Fund and Inhlonhla Equity Fund. It is designed to give investors maximum exposure to the local equity, credit and property markets. Investors in this fund will always be within the local investment limits, be well diversified and can expect a reasonable return both from periodic income and capital growth.

Risk Indicator: LOW

The portfolio typically holds significant equity exposure which may result in significant capital volatility over shorter periods.

2. INHLONHLA INCOME PROVIDER FUND

Investment and Return Objective

The Fund aims to return CPI + 1% per annum through a full interest rate cycle while providing stability by aiming never to lose capital over any rolling 3 month period.

Who Should Invest

Investors seeking stable real returns and aiming to maximize income via exposure to primarily the eSwatini fixed income market. This Fund is suitable for investors with a short- to medium-term investment horizon.

Investment Process

This Fund invests in local and South African fixed income instruments to meet its’ investment objectives. Fund performance can be enhanced from taking interest rate views or duration, yield enhancement via credit instruments and asset allocation between income producing asset classes.

Risk Indicator: LOW

This portfolio has no equity exposure, resulting in higher interest yields and stable capital values with the probability of capital losses over the shorter term (3 months) highly unlikely.

3. INHLONHLA EQUITY FUND

Investment and Return Objective

The Fund is benchmarked against the FTSE/ JSE All Share Index.

Who Should Invest

Investors seeking broad based exposure to the local equity market and the large capitalization sector of the South African equity market. This Fund is appropriate for investors with a long-term investment horizon.

Investment Process

The Fund aims at investing in all good local equity instruments. It further invests in the JSE through indexed CIS’s. Returns are enhanced by taking advantage of low risk arbitrage opportunities in the market. Additional benefits are gained from efficient implementation of cash flows, dividend reinvestments and management of corporate actions. The Fund aims to remain fully invested in equities at all times.

Risk Indicator: LOW

These portfolios typically hold meaningful equity exposure which may result in significant capital volatility over all periods. Due to their nature, expected long-term returns are higher than our other Funds.

4. INHLONHLA POSITIVE RETURN FUND

Investment and Return Objective

This is a fixed income fund which aims to return CPI + 2 % p e r annum over the medium-term by generating consistent positive returns while protecting capital over rolling 12 month periods.

Who Should Invest

Investors seeking real returns above cash through the market cycle but also require capital preservation and downside protection over the shorter term (typically 1 year periods). This Fund is suitable for investors with a medium- to long-term investment horizon.

Investment Process

The Fund invests in cash, fixed income instruments and bonds. The equity component of the Fund is carefully selected to reduce the risk of capital loss. The Fund is thus structured to optimize returns in positive market cycles and to protect capital during negative periods/cycles.

Risk Indicator: LOW

The portfolios’ fixed component has a longer duration bond exposure, resulting in some capital volatility over the shorter term. It is managed in such a manner that the probability of capital losses over one year periods is unlikely.